Information I need to Provide for Capital One Credit Card
There are certain details you’ll need to help Capital One with in order to apply for any of their Capital One credit cards. These help the company review you and find if you are eligible for the credit card or not. These details include:
- Full Name, Date of Birth (DOB)./
- Residential address.
- Annual Income (Gross).
- Social Security Number.
- Details of your Savings / Checking account.
Will Capital One allows you to add an authorized user of your acquaintance to the card?
With Capital One you can easily add an authorized user of your acquaintance to the card. You’ll have to visit the official Capital One website to do so. You can also call upon the number provided behind your card in order to get in touch with customer support who then, will help you with the next step to follow. It is important for you to note that you can only apply to add a user after you have successfully received your card.
If you have applied for the card and think that during application you can also apply to add an extra user, you will not be able to. There is no option of co- application so you’ll have to wait and once your account is approved you can then move ahead. Plus, you’ll have to be the primary and the secondary holder of the card in order to add a user. And finally you will have to have the power of attorney or a manager of a business (small) account.
How to credit card status?
If you have applied via telephone, you should receive a call from Capital One within a minute. This is generally a confirmation call where the customer support will let you know if your application is approved or not. If you fail to receive the call, just provide the company with extra information. Call on 1-800-903-9177 at any time of the day to know details of your application.
How many days till I get my credit card?
Once you receive the confirmation call it generally takes 7 -10 days for Capital One to deliver your card at your door steps. Along with the card you’ll also receive a welcome kit with details regarding your card limit and more.
Note, if you happen to apply for a MasterCard, there are certain payments you’ll need to make before the card is shipped and delivered to your address. After that 7-10 days of business and you will receive your card.
How my payments are applied?
In usual cases, Capital One applies for a minimum payment of the balance with the lowest ALR. Followed by payments with higher APRs.
What if your credit card request has declined and you cannot view your secure letter?
There are chances that your application is declined while applying for a Capital One credit card. If this happens you’ll be informed online. If you fail to know the reason of your decline and cant view your secure letter, you can give a call on 1-800-903-9177.